Ask the money expert, featuring Kal Padda from Envision Financial ’s Fleetwood branch, a division of First West Credit Union

Now that summer is almost here, what are some tips to help me save for that summer vacation? 

As the weather warms up, many people are looking to take a break from routine, but what good is a week off if vacation debt is weighing you down the whole time? To avoid stressing out when those vacation bills start rolling in, follow these tips so you can enjoy your summer to the max. One option is to open up a vacation-specific savings account and directing any additional dollars you can to it for a few months before your holiday. An automatic transfer of even $5/day will equate to $300 in extra savings in just two months. Another way to save is to redirect your spending. During the weeks leading up to your vacation, skip dining out and prep simple meals at home. Or, trade going to the movies for watching Netflix at home. Another easy way to earn extra dollars is to go through your belongings and weed out what’s no longer used or necessary and either consign those items, or host a yard sale. Not only will that help you declutter, but it could earn you extra spending cash for your trip. Small but consistent steps can make a big difference when you’re trying to save for that summer trip.