Ask the money expert, featuring Nishi Gill from Envision Financial’s Southpoint branch, a division of First West Credit Union

I’m worried about my savings, especially with all of the negative headlines. Can you help?

If you’re looking for some reassurance when it comes to your investments, I always recommend going back to the original objectives you set for the money you invested.

Have those objectives changed? Do you need the money sooner than you expected? Do you have a plan in place?

Short-term market fluctuation is normal and corrections do occur, producing all manner of headlines including some negative ones. However, if you have a solid plan in place, you can usually remain confident about the long-term outcome. That’s not to say you can’t also make adjustments to your investment strategy along the way. But if you’ve done the groundwork in the beginning, it’s often just a matter of doing regular reviews and updates as your life changes.

If you haven’t yet built a solid plan, or if you feel it’s time to review your original plan, speaking with a professional financial advisor can always help clarify your goals and set you on the right track.